There's a lot of door knock roofers in the area seeking work at the moment. 1. Are they properly licensed? 2. Are they actually local, or are they out-of-towners working from a satellite office? 3. Are they advising they can "assist you with your insurance claim"?
1. A business license doesn't make them actually "licensed".
2. Most door knockers are working for companies not home based locally. The market dries up, this office is closed. Your warranty just became a worthless piece of paper.
3. Tennessee has UPPA laws. (Unauthorized practice of Public Adjusting) This means that unless the individual is a true licensed Public Adjuster, they can not assist in your claim in any way. In all actuality, they can't legally solicit for an insurance claim. IF they commit insurance fraud in the process of assisting in your claim, you are opening the door for them to not only get themselves in trouble, they can also cause YOU to be in trouble. Don't allow that to happen!
No residential roofing services provider shall act or hold out as being a public adjuster, as defined in § 56-6-902, unless licensed as a public adjuster in accordance with title 56, chapter 6, part 9.
(8)(A) “Public adjuster” means any person, other than someone who is employed by an insurance carrier, who, for compensation or any other thing of value, on behalf of the insured:
(i) Acts or aids, solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured on behalf of an insured, in investigating, verifying, substaining, estimating, appraising, determining, presenting, and
discussing the value of the claim, and effectuating the resolution of a claim for loss or damage covered by an insurance contract.
(iii) Directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured.
At Rocky Top Roofing Inc., we believe in transparency and communication with our clients. We will advise you of damages and options. If you have storm damage, you are then passed off to Quantum Adjusting Services Inc. to properly and legally assist with your claim. As we are expert claim specialists, the State of Tennessee has laws that must be followed. Don't trust your #1 investment to someone breaking the law from the time they ring your doorbell!
Whether you decide to have us roof your #1 investment or someone else, (We do hope you choose us!) above all else we want you to protect yourself! We are finding out that there's some roofers providing extremely low priced estimates. Pricing we haven't seen in 10 years type of low. Typically, if something seems to good to be true, it's because it is! Businesses aren't in business to lose money. How are they getting their price so low? BEATS US! But, corners HAVE TO be getting cut!
If your gut says to think about it, I'd trust it! I'd trust your gut more than the roof that could be placed on your home!
Your new shingle has a manufacturer's warranty. Cutting corners can/will void their warranty. Also, if your "roofer" (a legit roofer would never do this) uses wholesale shingles or defective 2nds, there is no warranty. A good way to tell if wholesale or 2nds are used is if the install crew delivers the shingles and not an actual manufacturer approved supply house.
There are several different components used in a new roof system. Not using the proper components may save you money now, but odds are it will cost you even more later!
If you want a solid roof that will last, contact us!!
The President of Rocky Top Roofing Inc. is also the President of Quantum Adjusting Services Inc. Since the same estimating software is used by both insurance and all parties involved, there are no ethics or state laws being violated. By holding both titles, this ensures that ALL laws are being followed and no insured can be harmed from the claims process when their sales rep can't legally assist with their claim.
Nominated for the Ethics in Business award in 2024!
We strive to maintain a A+ BBB rating!
Hixson, Harrison, Birchwood, Cleveland, Dunlap, Dayton, Jasper, Whitwell, South Pittsburgh, Etowah, Benton, Apison, Decatur and surrounding areas! We are local to the Chattanooga area. At this time, we cover a 100 mile radius.
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