I've been inspecting roofs for 12 years. Before Covid, hail bruises counted. Now, most carriers wouldn't know hail if it hit them in the face. Or, they choose to use a 3rd party inspection company that acts as they have special glasses on that makes things look pristine.
Hail storms aren't artists. They won't make a pattern. There will be random "spatter" or bruises throughout the roof.
Hail = insurance owes. Blistering = wear and tear and they don't.
Most of the guys running around knocking doors has no clue 1 vs the other. Or they do and choose to advise you start the claim anyways. When in doubt, call someone for a 2nd opinion!
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